New Indiana laws taking effect January 1, 2026

9 laws take effect January 1, 2026.

Of the 406 bills enacted since 2025, 406 have an effective date and 0 don't yet (pending). A law here takes effect that day by its main provisions; parts of a staggered act may take effect on other dates.

Updated Nov 1, 2026 at 8:40 p.m. EST.

Healthcare (3)

  • HB 1226 · 2025 Regular SessionStated

    Medicare supplement insurance

    How we got this date
    IC 27-8-13-9.3 IS ADDED TO THE INDIANA CODE AS A NEW SECTION TO READ AS FOLLOWS [EFFECTIVE JANUARY 1, 2026]

    How effective dates are worked out

  • HB 1604 · 2025 Regular SessionStated

    Cost sharing; out-of-pocket expense credit

    How we got this date

    The date of the act's main provisions (Section 1).

    Section 1: [EFFECTIVE JANUARY 1, 2026]

    Parts of this act take effect on other dates.

    How effective dates are worked out

  • SB 140 · 2025 Regular SessionStated

    Pharmacy benefits

    How we got this date

    The date of the act's main provisions (Section 1).

    Section 1: [EFFECTIVE JANUARY 1, 2026]

    Parts of this act take effect on other dates.

    How effective dates are worked out

Crime (1)

  • HB 1593 · 2025 Regular SessionStated

    Fraud prevention

    How we got this date

    The date of the act's main provisions (Section 1).

    Section 1: [EFFECTIVE JANUARY 1, 2026]

    Parts of this act take effect on other dates.

    How effective dates are worked out

Finance (1)

  • HB 1125 · 2025 Regular SessionStated

    Earned wage access services

    How we got this date

    The date of the act's main provisions (IC 28-8-6).

    IC 28-8-6: [EFFECTIVE JANUARY 1, 2026]

    Parts of this act take effect on other dates.

    How effective dates are worked out

Housing (1)

  • HB 1005 · 2025 Regular SessionStated

    Housing and building matters

    How we got this date

    The date of the act's main provisions (Section 2).

    Section 2: [EFFECTIVE JANUARY 1, 2026]

    Parts of this act take effect on other dates.

    How effective dates are worked out

Taxes (1)

  • HB 1380 · 2025 Regular SessionStated

    Supplemental fee for electric vehicles

    How we got this date

    The date of the act's main provisions (Section 1).

    Section 1: EFFECTIVE JANUARY 1, 2026

    Parts of this act take effect on other dates.

    How effective dates are worked out

Traffic (1)

  • SB 331 · 2025 Regular SessionStated

    Amended registration

    How we got this date

    The date of the act's main provisions (Section 1).

    Section 1: EFFECTIVE JANUARY 1, 2026

    Parts of this act take effect on other dates.

    How effective dates are worked out

Wages (1)

  • HB 1177 · 2026 Regular SessionStated

    Child care assistance

    How we got this date

    The date of the act's main provisions (Section 1).

    Section 1: [EFFECTIVE JANUARY 1, 2026 (RETROACTIVE)]

    Parts of this act take effect on other dates.

    How effective dates are worked out